Loan Options – Clayhouse Mortgage

Loan Options

Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you.

Purchase

Fixed Rate Mortgage

Interest Rate and payments remain the same for the entire term of the loan

FHA Loan

An FHA loan provides a government-insured loan with flexible loan options.

VA Loan

VA Loans offer flexible options as either fixed-rate or ARM mortgages.

Rehab Loan

Roll the costs of the renovation into your loan.

USDA Loan

Purchase a home with no money down in certain rural and suburban areas.

Jumbo Loan

Jumbo loans offer maximum flexibility for home financing for larger loans.

First Time Home Buyer

Popular loan programs for first time home buyers.

Low Down Payment Options

Explore options that may make you a home owner with a low down payment.

Investment Property

Mortgage loan programs for vacation and investment properties.

Bank Statement Program

Leverage your bank statements to secure a favorable home loan.

Bridge Home Loan

Secure the transition between selling your current home and buying a new one.

Construction Home Loan

Build your dream home from the ground up with tailored financing.

DSCR Home Loan

Focus on the debt-service coverage ratio to get the right home loan.

Fix & Flip Home Loan

Get the financial support you need for your home renovation projects.

HELOC Home Loan

Build your dream home from the ground up with tailored financing.

Reverse Mortgage

Convert a portion of your home equity into cash to secure your retirement.

Seller-Paid Buydown

Reduce your mortgage payments with the assistance of the seller.

Refinance

Refinance

Mortgage refinancing may lower your monthly payments.

Cash-Out Refinance

Access home equity for various purposes.

VA Loan Refinance

There are two main ways to refinance your VA loan.